Foundation modelsAnvil Labs
How Anvil attributed $4.1M of inference across 380 agents — and cut unallocated cloud spend from 31% to under 1%.↓ 30 ptsunallocated spendRead the case AI-native banking.
Automate your business.
Nebula is the bank account built for companies whose biggest expense is machine time. Every inference bill, every agent, every dollar — attributed, capped and reconciled automatically.
Live in 3 daysFrom application to first agent card.★★★★★Trusted by 400+ AI companies
The accounts behind the models you already use
400+
AI companies banking on Nebula
3
Days from application to first payment
99%
Of inference spend attributed automatically
$1.2B
Annualised volume on the network
What the account doesEverything a machine needs.
Everything a machine needs.
Nothing a spreadsheet does.
Product
CheckoutGatewayLedgerForecast
99% of inference spend coded on arrival- 40+ inference and compute vendors, pre-mapped
- Attribution down to the individual call
- Budgets enforced at the card network, not in code
How it worksFrom application to
From application to
agents spending in 3 days.
How it works
01 — Day 1
A 12-minute application, a two-hour KYB, and an account number the same afternoon. No branch, no paper, no account manager calling you back.
- KYB in 2 hours
- Sandbox on approval
- No minimum balance
Day 1Day 45
Start with the free call CustomersReal teams.
Real teams.
Real money accounted for.
Four accounts, four different cost structures. What they have in common is that every dollar is coded before anyone asks.
Customers
Agent platformPallas
Nine thousand customer agents, each with its own card and ceiling. Pallas shipped agent payments without building a payments team.9,000scoped agent cardsRead the case AI researchTideline
Tideline pays 140 research contractors across 19 corridors. Payouts moved from a Friday ritual to a scheduled API call.6 hrssaved every weekRead the case Applied MLQuanta
Runway used to be a guess between two spreadsheets. Now Quanta models it hourly from real usage, and caught a $210k billing error in month one.$210kbilling error caughtRead the case “We stopped hiring finance people to chase invoices. Every token we buy now has a name on it, and the close takes an afternoon.”
Maya LindqvistCOO, Anvil Labs
From the ledgerNotes from
Notes from
the automation floor.
Insights
Engineering
The 0.0001 dollar problem: why ledgers need a new unitOperations
When an agent should ask a human — and how to encode itFinance
Runway on a usage slope, not a monthly averageQuestions
Questions, answered.
FAQ
Nebula is a financial technology company, not a bank. Deposits are held at FDIC-insured partner institutions and cards are issued by a regulated partner. What we build on top is the part traditional banks do not have: a ledger whose native dimensions are agent, model and environment.
Companies formed in any US state, DC or Puerto Rico, with an EIN. You do not need to live in the US: founders and 25%+ owners can be US citizens or citizens of Argentina, Australia, Brazil, Canada, Chile, China, Colombia, India, Israel, Mexico, New Zealand, Norway, the UK or Uruguay. We cannot serve sanctioned regions such as Cuba, Iran, North Korea, Syria or Crimea. See the full list in our Terms.
One API call creates a virtual card bound to a policy — a monthly ceiling, a merchant allowlist, an environment, an expiry. The agent receives a scoped credential, never your production keys. Revoking it is a second call and takes effect at the network level within a second.
It cannot, by design. Limits are enforced when the authorisation is requested, before money moves, so a runaway loop is declined rather than discovered on the invoice. Every decline is logged with the policy that fired and the agent that triggered it.
No. Most customers keep their operating account where it is and route inference, cloud and agent spend through Nebula. Connecting vendors is read-only by default, and historical spend is backfilled so your first month is comparable.
Your transaction data is never used to train models and is never sold. Vendor credentials are held in an isolated vault, agents see only the data a task requires, and every access is written to an immutable audit log you can query.
There is no platform fee on the Growth plan, and cards, authorisations and domestic ACH are free on every plan. You pay a per-payout fee and an FX spread on international transfers, and for usage beyond your plan’s allowances. The estimator on the pricing page shows what a company of your size actually pays.
Stop paying for machine time
on a human bank.
Open an account in an afternoon. Connect your vendors, issue your first agent card, and see where the money actually goes.
Open an accountNo platform fee · Sandbox on approval · Cancel anytime